Edmonton Mortgage Blog
Your Edmonton Mortgage Broker: Natalie Wellings
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This December, we are standing up to cancer.
November 23, 2021 | Posted by: Natalie Wellings
Recently our parent company, Tango Financial, received a call to action from one of our industry peers. Robert Afan, Co-Founder & CEO of DLC Clear Trust Mortgage challenged Tango and our family of ...
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National Day of Truth and Reconciliation on September 30, 2021
September 29, 2021 | Posted by: Natalie Wellings
My office will be closed on Thursday, September 30th in observance of the National Day for Truth & Reconciliation. May we all take some time to pause and reflect on the impact of c ...
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Liberal Platform on Housing
September 23, 2021 | Posted by: Natalie Wellings
The Liberal Party proposed quite a few tweaks to the housing market in their election platform. Here is a great article explaining the proposed amendments, in detail. A lot of these proposed changes a ...
read moreChanges to the stress test June 1st 2021
May 28, 2021 | Posted by: Natalie Wellings
The real estate market has been incredibly busy this year with a hot real estate market and low interest rates which has prompted many to buy a new property or refinance their existing mortgage. Lende ...
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Down Payment Documentation Tip
May 14, 2021 | Posted by: Natalie Wellings
If you are planning on buying a home and you’re reading this, please do yourself a favour and leave your down payment money in one account for at least 90 days! The more you transfer it around, ...
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If you need a mortgage, you need a finance condition on your offer...
May 11, 2021 | Posted by: Natalie Wellings
My motto has always been “if you need a mortgage then you need a finance condition on your offer”. Going unconditional when you absolutely need financing is scary. A pre-approval holds a r ...
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Mortgages without a credit score
January 5, 2021 | Posted by: Natalie Wellings
This is a great reminder that, in order to obtain credit (a mortgage), you need to be able to show a lender that you can responsibly manage credit. Having no credit is similar to having bad credit. It ...
read moreHoliday hours and Merry Christmas!
December 23, 2020 | Posted by: Natalie Wellings
Merry Christmas and Happy New Year! My office will be closed from Dec 24th until the 29th. I will be in the office on the 29th and 30th and then returning to regular business on Monday, January 4th. ...
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Bank of Canada Interest rate announcement: December 9th 2020
December 9, 2020 | Posted by: Natalie Wellings
In today’s policy announcement, the Bank of Canada left their key interest rate unchanged at 0.25%. The prime rate used for variable-rate mortgages and home equity lines of credit is 2.45% and w ...
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Let's meet virtually!
December 4, 2020 | Posted by: Natalie Wellings
Worried about having to meet me in person to sign your mortgage documents? Don’t! Because of the pandemic, my lending partners have been allowing mortgage documents to be electronically signed. ...
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